Categories: Our Niche Markets

Municipalities / Public Entities

Covering Residents’ and Businesses’ Best Interests

Whether you’re the mayor of a large city or the town manager of a small community, you need to protect your residents and buildings by having the proper insurance coverage. Porter-Hay Insurance offers many options when it comes to insurance for municipalities/public entities. Not sure where to start or how much you need? No worries. Our agents are here to guide you in the right direction because we know insurance. In fact, we’ve been at this for decades. Our team will help you select policies that are comprehensive enough for your needs and risk levels. Working with you on a personal level, Porter-Hay Insurance will help you choose a plan that best manages the risks associated with your municipality or public entity.

We understand how important your town or city is to you…after all, you have many people under your care! Let our experienced, friendly and accommodating agents customize the right protection for almost any kind of risk.

Types of Municipality Insurance We Offer

Our insurance for municipalities/public entities coverage includes:

  • Auto liability and physical damage
  • Cyber insurance
  • General liability
  • Professional liability: employment practices, law enforcement, public entity management
  • Property
  • Umbrella
  • Workers compensation

Our plans protect the following entities:

  • Municipalities
  • Counties
  • Parishes
  • Towns and Townships
  • Cities
  • Villages
  • Public libraries
  • Water and sewer entities

For more information on the right insurance for your municipalities/public entities, please contact us in one of our eight offices in Alexis, Andalusia, Aledo, Galva, Galesburg, Monmouth, Moline, and Oquawka. We are standing by to speak with you and ensure you get the right type of customized coverage to suit your unique needs. The kind you get will depend on the type of entity you are, the population of your town/city, and more.

A neighborhood covered by Municipalities/Public Entities insurance

Why Should You Choose Us for Municipality/Public Entity Insurance?

There are several reasons, including:

  1. Variety: our agents take advantage of a network of companies to provide you with a variety of coverage options, competitive pricing, and reassurance that all of your insurance policy needs are met.
  2. Comprehensive plans to fit your needs.
  3. Seven convenient locations to suit your schedule and location.
  4. Accessible, friendly, detailed and accommodating team that ensures your time with us is as positive and pleasant as possible.
  5. Dedicated history of service: Porter Insurance and Chuck Hay Insurance became the Porter-Hay Insurance agency in 2016. We vow to provide our clients with the highest levels of expertise in all lines of business.
  6. Affordable rates.
  7. Convenient hours.

Porter-Hay Insurance is a subsidiary of Midwest Bank, and we make it easy for you to come in and talk with us about any of your insurance needs. We have been the trusted source for personal, farm, business, life and health insurance services throughout Illinois for decades.

Contact Porter-Hay Insurance

To learn more about our municipality/public entity insurance policy options, contact us at one of our eight convenient locations or fill out our online form.

School

Protection for Educators and Students with School Insurance

Whether you own one school or an entire school system, you need to protect them with the right insurance. We can help guide you in the right direction when it comes to insurance for schools. Furthermore, we know insurance: we’ve been at this for decades. Let us help you choose a policy that’s comprehensive enough for your needs and risk levels. Porter-Hay Insurance works with you on a personal level to help you select a plan that best manages the risks associated with your educational facility. So, from elementary and grade schools to high schools and colleges, we have the solution for you.

Not sure what you need? We can walk you through your options to ensure you get the right protection as part of your school insurance package. We understand how important your school is to you…after all, you have young minds to nurture and protect! Rest assured, we have been protecting clients like you for more than 50 years. Indeed, you can rely on our experienced agents to customize the right protection for almost any risk.

Types of School Insurance We Offer

Specifically, our insurance for schools coverage includes:

  • General Liability
  • Umbrella Liability
  • Educators Professional Liability
  • Directors and Officers Liability
  • Abuse and Molestation coverage
  • Cyber liability
  • Property: buildings, contents, equipment, bleachers, booths, etc.
  • Business auto
  • Workers compensation
  • Employment Practices Liability (EPLI)
  • Employee Benefits Liability
  • Crisis Response
  • Employee benefits: group health, life, disability, dental, and vision insurance

Our plans protect the following types of schools:

  • Private
  • Public
  • Vocational
  • Faith-based
  • Montessori
  • Trade
  • Charter
  • Elementary
  • Secondary
  • Colleges
  • Universities
  • Student Housing

Additionally, for more information on the right insurance for your schools, please contact one of our eight offices in Alexis, Andalusia, Aledo, Galva, Galesburg, Monmouth, Moline and Oquawka.

Happy students raising their hands, all covered under School insurance

Why Should You Choose Us for School Insurance?

There are many reasons; for example:

  1. Affordable rates.
  2. Comprehensive plans to fit your needs.
  3. Accessible, friendly, comprehensive and accommodating team that ensures your time with us is as positive and pleasant as possible.
  4. A long history of service: Porter Insurance and Chuck Hay Insurance became the Porter-Hay Insurance agency in 2016, bringing our clients the highest levels of expertise in all lines of business.
  5. Variety: our agents tap into a network of companies to provide you with a variety of coverage options, competitive pricing, and reassurance that all of your insurance policy needs are met.
  6. Convenient hours.
  7. Seven convenient locations to suit your schedule and location.

Last but not least: Porter-Hay Insurance is a subsidiary of Midwest Bank — your trusted source for personal, farm, business, life and health insurance services. We make it easy for you to come in and talk with us about any of your insurance needs.

Contact Porter-Hay Insurance

To learn more about our school insurance policy options, contact us at one of our eight convenient locations or fill out our online form. One of our agents will walk you through the policies we offer and help you select the right one.