Categories: Our Niche Markets

Covering Residents’ and Businesses’ Best Interests

Whether you’re the mayor of a large city or the town manager of a small community, you need to protect your residents and buildings by having the proper insurance coverage. Porter-Hay Insurance offers many options when it comes to insurance for municipalities/public entities. Not sure where to start or how much you need? No worries. Our agents are here to guide you in the right direction because we know insurance. In fact, we’ve been at this for decades. Our team will help you select policies that are comprehensive enough for your needs and risk levels. Working with you on a personal level, Porter-Hay Insurance will help you choose a plan that best manages the risks associated with your municipality or public entity.

We understand how important your town or city is to you…after all, you have many people under your care! Let our experienced, friendly and accommodating agents customize the right protection for almost any kind of risk.

Types of Municipality Insurance We Offer

Our insurance for municipalities/public entities coverage includes:

• Auto liability and physical damage
• Cyber insurance
• General liability
• Professional liability: employment practices, law enforcement, public entity management
• Property
• Umbrella
• Workers compensation

Our plans protect the following entities:

• Municipalities
• Counties
• Parishes
• Towns and Townships
• Cities
• Villages
• Public libraries
• Water and sewer entities

For more information on the right insurance for your municipalities/public entities, please contact us in one of our seven offices in Alexis, Andalusia, Aledo, Galva, Galesburg, Monmouth, and Oquawka. We are standing by to speak with you and ensure you get the right type of customized coverage to suit your unique needs. The kind you get will depend on the type of entity you are, the population of your town/city, and more.

Why Should You Choose Us for Municipality/Public Entity Insurance?

There are several reasons, including:

1. Variety: our agents take advantage of a network of companies to provide you with a variety of coverage options, competitive pricing, and reassurance that all of your insurance policy needs are met.
2. Comprehensive plans to fit your needs.
3. Seven convenient locations to suit your schedule and location.
4. Accessible, friendly, detailed and accommodating team that ensures your time with us is as positive and pleasant as possible.
5. Dedicated history of service: Porter Insurance and Chuck Hay Insurance became the Porter-Hay Insurance agency in 2016. We vow to provide our clients with the highest levels of expertise in all lines of business.
6. Affordable rates.
7. Convenient hours.

Porter-Hay Insurance is a subsidiary of Midwest Bank, and we make it easy for you to come in and talk with us about any of your insurance needs. We have been the trusted source for personal, farm, business, life and health insurance services throughout Illinois for decades.

Contact Porter-Hay Insurance

To learn more about our municipality/public entity insurance policy options, contact us at one of our eight convenient locations or fill out our online form.

Do You Require Trucking Insurance?

End your search with Porter-Hay Insurance, where we offer trucking insurance of all kinds to protect your business, large or small. We would be happy to go over your options, so call us for affordable trucking insurance coverage today. Operating your own trucking or transportation company – or any company that utilizes trucks to get products from one place to another – is a significant financial risk for you. That’s why you need to protect that risk at all costs. Insurance will protect both your trucks and inventory, as well as the employees who drive those company vehicles. Furthermore, you can count on our experienced agents to customize the right protection for almost any type of risk, with offices in seven different cities to better serve you.

Here at Porter-Hay Insurance, we specialize in a variety of trucking insurance options. We offer varying degrees of coverage depending on your unique needs, type of business, and budget. We make it easy for you to come in and talk with us anytime. That’s because we have seven offices located in Alexis, Andalusia, Aledo, Galva, Galesburg, Monmouth, and Oquawka. Porter-Hay Insurance, a subsidiary of Midwest Bank, is your go-to destination for personal, farm, business, life and health, and trucking insurance services.

Why You Need Trucking Insurance

Here are a few of the top reasons why your business needs trucking insurance.

• It’s the Law: To comply with the law, you will need to provide at least the minimum protections, following guidelines released by the United States Code of Federal Regulations. Remember, every vehicle in your fleet must be insured.
• Accidents Happen: From fender benders to rollovers, accidents happen. You have to be a responsible owner and insure your commercial vehicles to protect you, your business, your employees and other motorists.
• Protect Your Cargo: Cargo insurance will protect any products you are hauling. Loads can topple over, accidents happen, vehicle fires start, etc. You could lose a lot of money if you lose the cargo you’re supposed to be transporting.
• Physical Damage Protection: This type of insurance covers collisions and rolls. Let’s face it: big trucks are tough to maneuver.
• Build Customers’ Confidence: Your clients will want to know their products are in good hands. With a properly insured business, your customers will feel more comfortable doing business with you.
• Cover Your Specific Needs: Not all trucking insurance is the same. One company may have to insure 50 trucks, while another only has two. You can pick and choose the level of insurance options you want, to match your needs.

As you can see, it’s vital to have the proper amount of trucking insurance to protect your business. It’s our mission to protect your business and personal assets and give you peace of mind as you operate your business safely.

Contact Porter-Hay Insurance

To learn more about our trucking insurance policy options, contact us at one of our eight convenient locations or fill out our online form.

Protection for Educators and Students with School Insurance

Whether you own one school or an entire school system, you need to protect them with the right insurance. We can help guide you in the right direction when it comes to insurance for schools. Furthermore, we know insurance: we’ve been at this for decades. Let us help you choose a policy that’s comprehensive enough for your needs and risk levels. Porter-Hay Insurance works with you on a personal level to help you select a plan that best manages the risks associated with your educational facility. So, from elementary and grade schools to high schools and colleges, we have the solution for you.

Not sure what you need? We can walk you through your options to ensure you get the right protection as part of your school insurance package. We understand how important your school is to you…after all, you have young minds to nurture and protect! Rest assured, we have been protecting clients like you for more than 50 years. Indeed, you can rely on our experienced agents to customize the right protection for almost any risk.

Types of School Insurance We Offer

Specifically, our insurance for schools coverage includes:

• General Liability
• Umbrella Liability
• Educators Professional Liability
• Directors and Officers Liability
• Abuse and Molestation coverage
• Cyber liability
• Property: buildings, contents, equipment, bleachers, booths, etc.
• Business auto
• Workers compensation
• Employment Practices Liability (EPLI)
• Employee Benefits Liability
• Crisis Response
• Employee benefits: group health, life, disability, dental, and vision insurance

Our plans protect the following types of schools:

• Private
• Public
• Vocational
• Faith-based
• Montessori
• Trade
• Charter
• Elementary
• Secondary
• Colleges
• Universities
• Student Housing

Additionally, for more information on the right insurance for your schools, please contact one of our seven offices in Alexis, Andalusia, Aledo, Galva, Galesburg, Monmouth, and Oquawka.

Why Should You Choose Us for School Insurance?

There are many reasons; for example:

1. Affordable rates.
2. Comprehensive plans to fit your needs.
3. Accessible, friendly, comprehensive and accommodating team that ensures your time with us is as positive and pleasant as possible.
4. A long history of service: Porter Insurance and Chuck Hay Insurance became the Porter-Hay Insurance agency in 2016, bringing our clients the highest levels of expertise in all lines of business.
5. Variety: our agents tap into a network of companies to provide you with a variety of coverage options, competitive pricing, and reassurance that all of your insurance policy needs are met.
6. Convenient hours.
7. Seven convenient locations to suit your schedule and location.

Last but not least: Porter-Hay Insurance is a subsidiary of Midwest Bank — your trusted source for personal, farm, business, life and health insurance services. We make it easy for you to come in and talk with us about any of your insurance needs.

Contact Porter-Hay Insurance

To learn more about our school insurance policy options, contact us at one of our eight convenient locations or fill out our online form. One of our agents will walk you through the policies we offer and help you select the right one.