Farm & Crop Insurance in Illinois

Porter-Hay Insurance provides farm and crop insurance options to help Illinois farmers protect their livelihood, equipment, buildings, livestock, crops, and liability exposures. Whether you operate a family farm, manage acreage, or run a larger agricultural operation, our local agents can help you review coverage options that fit your needs, operation, and budget.

We understand how important your farm is to you and your family. Farming is more than a business. It is your investment, your passion, and often your family’s legacy. With more than 50 years of experience serving clients like you, Porter-Hay Insurance can help you choose reliable protection for many of the risks that come with owning and operating a farm.

Not sure what coverage you need? Our experienced agents will walk you through your options, explain your choices clearly, and help customize protection for your farm, crops, equipment, buildings, and more.

Farm and Crop Insurance Options

Every farm is different, which is why it is important to work with an insurance agency that understands agriculture. Porter-Hay Insurance can help you explore coverage options for many parts of your farm operation.

Our farm coverage options include:

• Crop insurance
• Grain storage
• Livestock
• Farm equipment
• Farm buildings and structures
• Machinery
• Commercial auto
• Farm umbrella coverage
• Farm package policies
• Liability coverage
• Dwelling coverage
• Machinery blanket coverage

Local Insurance Guidance for Illinois Farmers

When your farm changes, your insurance needs may change too. New equipment, additional acreage, grain storage, livestock, employees, vehicles, or buildings can all affect the type of coverage your operation may need.

Porter-Hay Insurance has eight convenient office locations in Alexis, Andalusia, Aledo, Galva, Galesburg, Monmouth, Moline, and Oquawka. Our agents are accessible, friendly, and ready to help you review your options with personal service close to home.

Porter-Hay Insurance is part of the 1870 Holdings, Inc. family of companies. We are your trusted source for personal insurance, farm insurance, business insurance, and life and health insurance services.

Questions to Ask Before Reviewing Your Farm Insurance

Before choosing or updating your farm and crop insurance coverage, it can help to think through the parts of your operation that need protection. Consider questions such as:

• What crops, equipment, buildings, and machinery need to be insured?
• Do you have grain storage, livestock, or specialty farm exposures?
• Are farm vehicles or trailers used on public roads?
• Have you added acreage, buildings, equipment, or employees?
• Would additional liability or umbrella coverage help protect your operation?
• Has your current policy been reviewed within the last year?

Why Choose Porter-Hay Insurance?

Choosing the right farm insurance coverage starts with choosing the right agency. Here are a few reasons Illinois farmers turn to Porter-Hay Insurance:

1. Local, personal service: Our agents are accessible, friendly, and committed to making your insurance experience as helpful and straightforward as possible.
2. A long history of service: Porter Insurance and Chuck Hay Insurance became Porter-Hay Insurance in 2016, bringing clients a strong level of expertise across multiple lines of insurance.
3. Coverage options from multiple companies: Our agents can tap into a network of insurance companies to help you compare coverage options, pricing, and protection for your farm operation.

Farm & Crop Insurance FAQs

What does farm insurance typically cover?

Farm insurance may help protect buildings, machinery, equipment, livestock, vehicles, liability exposures, and other parts of your operation, depending on the policy and coverage selected.

Is crop insurance the same as farm insurance?

Not exactly. Crop insurance is focused on crop-related risk, while farm insurance may include broader protection for buildings, equipment, machinery, livestock, vehicles, liability, and other farm property.

Do I need separate coverage for farm equipment?

Many farms need coverage for tractors, combines, machinery, and other equipment. A Porter-Hay Insurance agent can help review your equipment and determine what should be included in your coverage.

Can farm insurance include liability protection?

Yes. Liability coverage can be an important part of a farm insurance plan, especially for farms with employees, visitors, rented land, vehicles, livestock, or business-related activities.

How often should I review my farm insurance coverage?

It is a good idea to review your coverage annually or whenever your operation changes, such as adding equipment, buildings, acreage, livestock, employees, or new revenue streams.

Contact Porter-Hay Insurance

Protect your farm with guidance from a local insurance team. To learn more about farm and crop insurance options, contact Porter-Hay Insurance at one of our eight convenient locations or fill out our online form. One of our agents will walk you through your options and help you choose coverage that fits your operation.