Farm & Crop Insurance

Local guidance and coverage options designed to help protect what matters most.

Farm & Crop Insurance in Illinois

Porter-Hay Insurance provides farm and crop insurance options to help protect your operation, land, equipment, livestock, buildings, crops, and financial stability. Whether you run a family farm, manage row crops, raise livestock, own farm property, or need specialized coverage for your agribusiness, our local agents can help you review options that fit your needs.

Agriculture changes from season to season, and your insurance coverage should keep up. Weather, markets, equipment, acreage, livestock, buildings, leases, and operating needs can all affect the type of protection your farm may require.

Not sure what coverage is right for your operation? Our experienced agents can help you compare options, explain coverage in clear language, and build a plan designed around your farm, crops, and business goals.

Farm & Crop Insurance Options

Every farm and agricultural operation is different. Porter-Hay Insurance works with a network of companies to help you compare coverage options and find protection that makes sense for your operation.

Farm Property Insurance

Farm Liability Insurance

Crop Insurance

Multi-Peril Crop Insurance

Crop-Hail Insurance

Farm Equipment Coverage

Livestock Coverage

Farm Auto Insurance

Outbuildings & Structures

Grain & Stored Crop Coverage

Umbrella Liability Coverage

Agribusiness Coverage

Local Guidance for Agricultural Operations

Farm insurance is not one-size-fits-all. A local Porter-Hay Insurance agent can help you review your risks, compare coverage options, and understand how different policies may work together to help protect your operation.

Porter-Hay Insurance has eight convenient office locations in Alexis, Andalusia, Aledo, Galva, Galesburg, Monmouth, Moline, and Oquawka. Our agents understand the needs of local farms and agricultural businesses and are ready to provide personal service close to home.

Porter-Hay Insurance is part of the 1870 Holdings, Inc. family of companies. We are your trusted source for farm and crop insurance, personal insurance, business insurance, and life and health insurance services.

Why Farm & Crop Insurance Matters

Farm and crop insurance can help protect your operation from financial losses caused by property damage, liability claims, equipment losses, weather events, crop losses, livestock risks, and other covered events. The right coverage can help support your farm when the unexpected happens.

Protect your farm property

Coverage may help protect farm buildings, outbuildings, machinery, tools, grain, supplies, and other property used in your operation.

Prepare for liability risks

Farm liability coverage may help protect your operation from certain claims involving injury, property damage, or covered legal expenses.

Protect crops from loss

Crop insurance options can help protect against certain weather, yield, revenue, or crop-related losses depending on the coverage selected.

Cover equipment and vehicles

Farm equipment and farm auto coverage can help protect the machinery and vehicles you rely on to keep your operation moving.

Review coverage as your operation changes

Acreage, equipment, buildings, livestock, leases, and crop plans can change over time, and your insurance should be reviewed along with them.

Questions to Ask Before Reviewing Farm & Crop Coverage

Before choosing or updating farm and crop insurance coverage, it can help to think through how your operation has changed and what risks you want to address.

Have you added or sold land, buildings, equipment, vehicles, or livestock?

Are your farm buildings, machinery, grain, tools, and supplies properly valued?

Have your crop plans, acreage, leases, or production practices changed?

Do you need crop insurance, crop-hail coverage, or additional protection for stored crops?

Do employees, family members, or others regularly operate farm equipment or vehicles?

Are your current liability limits still appropriate for your operation?

Has your farm and crop insurance coverage been reviewed within the last year?

Why Choose Porter-Hay Insurance?

Choosing the right farm and crop insurance coverage starts with choosing the right agency. Here are a few reasons Illinois farms and agricultural businesses turn to Porter-Hay Insurance:

Local agricultural experience

Our agents understand the needs of local farms, crop producers, and agricultural operations across the communities we serve.

Coverage for changing operations

We can help review coverage for farm property, equipment, liability, vehicles, crops, livestock, and other agricultural needs.

Options from multiple companies

Our agents can help compare coverage options, pricing, and policy features from a network of insurance companies.

Farm & Crop Insurance FAQs

What types of farm insurance should I consider?

Common farm insurance options include farm property insurance, farm liability, farm equipment coverage, farm auto insurance, livestock coverage, umbrella liability, and coverage for outbuildings, grain, tools, and supplies.

What is crop insurance?

Crop insurance can help protect producers from certain crop-related losses. Coverage options may vary based on crop type, acreage, location, production history, and the type of policy selected.

What is crop-hail insurance?

Crop-hail insurance may provide protection for certain damage caused by hail and may be used alongside other crop insurance coverage depending on your needs.

Should I review my farm insurance every year?

Yes. It is a good idea to review farm and crop coverage annually, especially if you add equipment, land, buildings, vehicles, livestock, leases, or make changes to your crop plans.

Why work with a local farm insurance agency?

A local agency can help you review coverage in the context of your operation, explain options in plain language, and provide personal service as your farm changes over time.