Trucking Insurance

Do You Require Trucking Insurance?

End your search with Porter-Hay Insurance, where we offer trucking insurance of all kinds to protect your business, large or small. We would be happy to go over your options, so call us for affordable trucking insurance coverage today. Operating your own trucking or transportation company – or any company that utilizes trucks to get products from one place to another – is a significant financial risk for you. That’s why you need to protect that risk at all costs. Insurance will protect both your trucks and inventory, as well as the employees who drive those company vehicles. Furthermore, you can count on our experienced agents to customize the right protection for almost any type of risk, with offices in seven different cities to better serve you.

Here at Porter-Hay Insurance, we specialize in a variety of trucking insurance options. We offer varying degrees of coverage depending on your unique needs, type of business, and budget. We make it easy for you to come in and talk with us anytime. That’s because we have seven offices located in Alexis, Andalusia, Aledo, Galva, Galesburg, Monmouth, and Oquawka. Porter-Hay Insurance, a subsidiary of Midwest Bank, is your go-to destination for personal, farm, business, life and health, and trucking insurance services.

Why You Need Trucking Insurance

Here are a few of the top reasons why your business needs trucking insurance.

It’s the Law: To comply with the law, you will need to provide at least the minimum protections, following guidelines released by the United States Code of Federal Regulations. Remember, every vehicle in your fleet must be insured.
Accidents Happen: From fender benders to rollovers, accidents happen. You have to be a responsible owner and insure your commercial vehicles to protect you, your business, your employees and other motorists.
Protect Your Cargo: Cargo insurance will protect any products you are hauling. Loads can topple over, accidents happen, vehicle fires start, etc. You could lose a lot of money if you lose the cargo you’re supposed to be transporting.
Physical Damage Protection: This type of insurance covers collisions and rolls. Let’s face it: big trucks are tough to maneuver.
Build Customers’ Confidence: Your clients will want to know their products are in good hands. With a properly insured business, your customers will feel more comfortable doing business with you.
Cover Your Specific Needs: Not all trucking insurance is the same. One company may have to insure 50 trucks, while another only has two. You can pick and choose the level of insurance options you want, to match your needs.

A semi-truck parked alongside the road, covered by trucking insurance

As you can see, it’s vital to have the proper amount of trucking insurance to protect your business. It’s our mission to protect your business and personal assets and give you peace of mind as you operate your business safely.